03/30/2018 Loren

Sometimes money sucks. Being on a tight budget sucks. Feeling like your goals aren’t getting anywhere sucks. Having to tell your kids ‘No’, again, sucks. And in case you missed it, 2018 just sucks. So I figured maybe you could use a little motivation as well. Here are 10 inspirational quotes about…

03/16/2018 Loren 10Comment

Have you ever had one of those times when everything seems to be against you? Well, that’s been our 2018. It all started when the dog got attacked (emergency vet bill). On the way home from the vet that same day, my car broke down (new alternator, radiator, and battery)….

02/23/2018 Loren 2Comment

I can’t believe that Easter is right around the corner! It seems like Christmas was just a few days ago, but here I am planning Easter baskets! Easter shouldn’t be a strain on your budget, and I’m going to share with you how to make sure it’s not going to…

01/23/2018 Loren

Winter is here and so are the higher utility bills! When you’re striving for financial independence, spend extra on utilities sucks! Plus, it’s the gift-giving season and that money could be better served working towards your debt-free Christmas. But, I’ve gathered my top six (free!) tricks to help you save…

09/28/2017 Loren

It doesn’t matter if you’re budget has gotten off track, you’ve gotten serious about paying off debt, or you’re trying to get a head start on Christmas shopping. Everyone needs an income boost every once in a while. Here are my top 5 hustles to make money; quick, fast and…

09/25/2017 Loren

I feel like the title of this post should be ‘Debt – *dun dun duuun*’ Debt is a pretty controversial subject in the personal finance world. Mostly it’s viewed as a bad thing because it’s easy to get in over your head. However, most consider a mortgage to be acceptable…

09/25/2017 Loren

If you’ve done any research on personal finance, then you’ve heard of an emergency fund. Any advisor, expert, and blogger will tell you that you need one. And today I’m going to add my voice to the chorus, plus show you how our emergency fund saved our butts (twice). **…

09/25/2017 Loren

I don’t know about you, but summer is birthday season in my house. All seven of us have birthdays in March through August…that’s a lot of partying! 🙂 Over the years I’ve picked up a few tips to keep your birthday party budget in check. ** This post may contain…