02/16/2018 Loren

A survival budget is a necessity for anyone trying to change their financial situation. It also provides a peace of mind when money is tight. ** This post may contain affiliate links and I will be compensated, at no additional cost to you, if you make a purchase after clicking…

02/09/2018 Loren

It’s that time again – time to file your taxes. If you’re getting a refund you need to have a plan for it, before it hits the bank! Or it will just evaporate, trust me! ** This post may contain affiliate links and I will be compensated, at no additional…

01/26/2018 Loren

Getting a month ahead on your budget is super important, especially if you have an irregular income. Budgeting a month ahead is kind of like using a cash budget, because it’s not a budgeting method in and of itself. You use whatever budgeting method you prefer, just with last month’s…

01/05/2018 Loren

The half payment method is great for breaking that paycheck-to-paycheck lifestyle. This method is extremely helpful for people who have a lot of their bills stacked at the beginning (or end) of the month. ** This post may contain affiliate links and I will be compensated, at no additional cost…

11/10/2017 Loren

I’m still helping you explore different budgeting methods because everyone seriously needs a budget. But, I’ve said it once, I’ve said 1000 times, not every budgeting method is suited for every person. And when you are first starting to actually pay attention to your finances, whatever jives the most is…

10/27/2017 Loren

The 50/30/20 budgeting method makes you take a hard look at your spending. It also keeps your budget aligned with your goals.This budgeting method is great if a zero-based budget feels too restrictive. However, don’t think there’s not just as much work to set it up! ** This post may…

10/20/2017 Loren

The zero-based budget is a very popular budgeting method, especially for people who are looking to really clean up their finances. If you need to reign in spending, or find “extra” money to pay off debt or build an emergency fund – this is the method for you. ** This…

10/13/2017 Loren

Before you decide which budgeting method is best for you and your situation, I want to talk about a cash-only budget. You may have seen information about a cash budget, or the envelope system, but cash budgeting isn’t exactly a budgeting system by itself. You can use the cash-only method…

10/06/2017 Loren

Having a budget is the single most important thing you can do for yourself, your children, your future, and your marriage. The problem is, if you’ve never really budgeted, it can be overwhelming to start. Thankfully I’ve got you covered on getting started! ** This post may contain affiliate links…