01/26/2018 Loren 2Comment

Getting a month ahead of your budget is super important, especially if you have an irregular income. Budgeting a month ahead is kind of like using a cash budget because it’s not a budgeting method in and of itself. You use whatever budgeting method you prefer, just with last month’s…

01/23/2018 Loren

Winter is here and so are the higher utility bills! When you’re striving for financial independence, spend extra on utilities sucks! Plus, it’s the gift-giving season and that money could be better served working towards your debt-free Christmas. But, I’ve gathered my top six (free!) tricks to help you save…

01/05/2018 Loren

The half payment method is great for breaking that paycheck-to-paycheck lifestyle. This method is extremely helpful for people who have a lot of their bills stacked at the beginning (or end) of the month. ** This post may contain affiliate links and I will be compensated, at no additional cost…